D2F TERMS AND CONDITIONS – FINANCE

At D2F, we believe that everyone should have the kitchen and bedroom of their dreams, which is why we offer a variety of finance packages to make that dream a reality. Whether you’ve been thinking about upgrading your rooms for a while now or you’re moving and want to add value to boost the sale price, you can with finance from us.

Design to Fit Ltd acts as a credit intermediary and offers credit products provided by Close Brothers Retail Finance. Close Brothers Retail Finance is a trading name of Close Brothers Limited. Finance is only available to permanent UK residents aged between 18-75, subject to status, terms and conditions.

A Quick Application Process.

After visiting us at one of our showrooms and picking out your perfect kitchen and/or bedroom, we’ll direct you to the online application process, which takes just a few minutes to complete.

All you have to do is:
• Select your purchase.
• Choose Close Brothers Retail Finance at the checkout.
• Fill out the online application.

You’ll then receive an instant decision. If you are approved, you’ll be asked to pay a 10% deposit, but the rest can be repaid over the remaining months. You can pay us back monthly over 12, 24 and 36 months, with various levels of APR.

For example, an order value of £2000 with a 14.9% APR would result in the following:

12 Months 24 Months 36 Months
Number Of Repayments 12 24 36
APR 14.9% 14.9% 14.9%
Total Repayable £2298 £2298 £2298
10% Deposit £200 £200 £200
Left To Pay £2098 £2098 £2098
Monthly Repayments £174.80 £87.42 £58.28

Finance Eligibility

To be eligible for any of our finance packages, you’ll need to:
• Be aged 18+.
• Have been a UK resident for at least 3 years or a permanent UK resident.
• Be able to make regular repayments via Direct Debit.
• Be in regular employment (a minimum of 16 hours per week) or living with a spouse or partner who’s in regular employment.
• Have a debit or credit card in your name that’s registered at your address.
• Have a bank or building society current account.

Other terms may apply and we can’t promise that your application will be accepted.

Your Questions Answered

What Do I Need To Apply?

The process is quick and easy. Simply fill out the online form at the payment stage and add an electronic signature. Ensure that you use your full name and address when filling out the form and check that everything is spelt correctly.

How Long Does The Application Process Take?

Usually, you’ll receive an answer concerning whether your finance application has been approved instantly. However, in some cases, Close Brothers Retail Finance may want to look at your application in greater detail before making a final decision.

What Can I Do If My Application Is Rejected?

Potential reasons an application may be rejected include misspellings and mistyped information, as well as not meeting the stipulated requirements. Other conditions may apply and we can’t guarantee that your application will go through. If this occurs, and you are able, you can still use your credit or debit card to purchase your new kitchen or bedroom.

Will I Be Charged If My Application Is Declined?

You will NOT be charged if your application is declined.

Who Are Close Brothers Retail Finance?

Close Brothers Retail Finance are one of the UK’s leading providers of Retail Point of Sale finance, trusted by companies and customers alike. Their application process is fast, easy and allows you to know the outcome instantly. Should your application be accepted, you will enter into a Credit Agreement with Close Brothers Retail Finance. Close Brothers Retail Finance is a trading name of Close Brothers Limited.

Why Should I Choose D2F?

We create custom-made kitchens and bedrooms that offer the best in quality and value. At the forefront of manufacturing technology and production processes, we ensure our clients are happy with their new rooms. We recommend visiting one of our stunning showrooms to see how wonderful your house could be, or calling us for advice and support.